Nuqta
RTMN Digital Holding

RTMN Group Ecosystem

10 Sister Companies | 50+ Apps | Complete closed-loop economy powering the GCC's largest Islamic fintech ecosystem

RTMN
Nuqta
6 apps
Wasil
12 apps
RTMN
12 apps
Travel
15 apps
BizOne
8 apps
Inventora
6 apps
NextaBizz
6 apps
Adzy
7 apps
Rabtul
7 apps
Eventora
6 apps
10
Sister Companies
50+
Apps & Platforms
3
Launch Phases
6
GCC Countries
2B+
AED Revenue Target

The RTMN Vision

RTMN is building the complete closed-loop economy for the GCC - where every transaction, every service, every experience flows through our ecosystem. One holding company. Ten specialized companies. Infinite value creation.

Closed Loop

Every AED 1 spent creates AED 7-10 of value across companies

Data Synergy

Unified data platform powers AI-driven personalization

Coin Economy

Nuqta coins flow across all apps, creating retention

Value Chain
Money, Data, Coin flows
Monetization
Revenue models
Master Plan
55B AED vision
Team Structure
10 company teams
Rabtul Tech
Tech team & tasks
Launch Strategy
Go-to-market
Governance
Shariah compliance

The Ecosystem Flywheel

Step 1
Acquire
Users via Nuqta, Tourists via Hawil Card
Step 2
Transact
Commerce via Wasil, Payments via RTMN Finance
Step 3
Retain
Coins, gamification, membership benefits
Step 4
Expand
Travel, events, B2B, luxury services
Step 5
Monetize
Ads, data, credit, SaaS across ecosystem

10 Sister Companies

Active

Nuqta Corporation

Rewards & Loyalty Platform

6 appsAED 89-175M/yr
Active

Wasil Apps

Delivery & Lifestyle Services

12 appsAED 150-300M/yr
Active

RTMN Finance

Islamic Fintech Platform

12 appsAED 200-400M/yr
Phase 2

Travel Co

Travel & Mobility Platform

15 appsAED 180-350M/yr
Phase 2

BizOne

Merchant SaaS Platform

8 appsAED 50-100M/yr
Phase 2

Inventora

Supply Chain & Inventory

6 appsAED 80-160M/yr

RTMN Digital Holding

Explore the full RTMN ecosystem — group structure, 100+ apps, and the Nuqta Corporation dashboard.

RTMN GroupComplete RoadmapRTMN EcosystemNuqta Dashboard