Everything About Nuqta

The Smart Way to Save Money

Nuqta is a rewards app that gives you 5-25% cashback on everyday purchases at local merchants across the UAE. Search for deals, shop anywhere, snap your receipt, and earn Nuqta Coins. 1 Coin = 1 AED.

2024
Founded
Dubai, UAE
5-25%
Cashback
On every purchase
500+
Partners
Local merchants
Free
Cost
No subscription needed

How Nuqta Works

STEP 1

Search

Find deals near you

STEP 2

Shop

Pay at partner merchant

STEP 3

Snap

Upload your receipt

STEP 4

Save

Earn Nuqta Coins

Where Can You Use Nuqta?

Available across the UAE — Dubai, Abu Dhabi, Sharjah, and more. 500+ partner merchants in these categories:

Cafes & Restaurants

150+ merchants

Salons & Spas

80+ merchants

Gyms & Fitness

50+ merchants

Fashion & Retail

100+ merchants

Supermarkets

60+ merchants

Beauty & Wellness

60+ merchants

The Problem Today

70%

of retail spending is offline

Yet digital savings tools completely ignore it

AED 2.4B

lost annually by UAE residents

95% of offline spending gets ZERO cashback

1-2%

is all credit cards offer

And only at select merchants with complex tiers

AED 200+

cost to acquire one customer

Small merchants can't compete with big players

How Nuqta Solves This

We built Nuqta from the ground up to fix what's broken about offline rewards.

Search-First Discovery

Other apps: Hunt for deals after deciding where to shop

Nuqta: Find the best cashback BEFORE you choose where to go

Saves time and maximizes every purchase

Payment Agnostic

Other apps: Requires linking cards or specific payment methods

Nuqta: Works with cash, card, Apple Pay, or any payment

60% of Dubai retail is cash-only — we include everyone

Universal Coins

Other apps: Points locked to one merchant or complex conversion

Nuqta: 1 Coin = 1 AED, usable at ANY partner merchant

True flexibility — spend your savings where you want

Habit-Forming Rewards

Other apps: One-time discounts that don't build loyalty

Nuqta: Streak rewards and challenges that grow over time

6x monthly transactions vs 2-3x for competitors

Merchant-Friendly Model

Other apps: High upfront fees, complex contracts, low ROI

Nuqta: Pay only when you make money, free POS included

AED 15 CAC vs AED 200+ on traditional ads

No Subscription Required

Other apps: Annual fees (Entertainer AED 495/year)

Nuqta: Free forever, with optional Nuqta+ for power users

Start saving immediately, upgrade when ready

What is Nuqta+?

Our premium membership for power savers. AED 99/month — worth over AED 1,600 in partner discounts.

16+ premium partners (Careem, Talabat, Noon, etc.)
Up to 25% cashback (vs 10% standard)
Priority receipt processing
Dedicated customer support
Member-only promotions
Advanced savings analytics

For Corporates: AED 1/employee/month • For Universities: FREE for students

Learn more about Nuqta+

Nuqta vs The Competition

FeatureNuqtaCredit CardsEntertainerOther Apps
Search-first discovery
Works with cash payments
Instant cashback (not points)
Local merchant focus
No subscription required
Works on repeat visits
Streak & challenge rewards
Universal redemption
5%+ cashback rates
No card linking required

Nuqta: 10/10 features • Credit Cards: 1/10 • Entertainer: 2/10 • Other Apps: 3/10

For Smart Shoppers

Why thousands choose Nuqta for their everyday purchases

5-25% Cashback

5x better than credit card rewards on everyday purchases

Local Discovery

Find the best deals near you before you shop

1 Coin = 1 AED

Real money, not confusing points or miles

Streak Rewards

Visit 4 times this month, get 5% extra cashback

Works Everywhere

Cash, card, Apple Pay — any payment method works

Free Forever

No subscription needed to start saving

For Merchants

Why 500+ local businesses trust Nuqta

AED 15 CAC

vs AED 200+ on Google Ads — 10x more efficient

New Customers

Get discovered by thousands of Nuqta users near you

Free POS Software

Modern point-of-sale with analytics included

Build Loyalty

Streak rewards drive repeat visits without discounting

Pay for Results

Only pay when customers actually buy

No Upfront Fees

Start free, scale when you see results

What People Say

Finally, a rewards app that works at my neighborhood cafe, not just big chains.

Sarah K.

Dubai Marina resident

The streak rewards got me hooked. I've saved AED 500+ this month alone.

Ahmed M.

Nuqta+ member

Our foot traffic increased 40% in the first month. Best marketing investment ever.

Fresh Bites Cafe

Partner merchant

Quick Answers

What is Nuqta?

Nuqta is a smart savings app that gives you 5-25% cashback on everyday purchases at local merchants across the UAE. Shop, snap your receipt, earn Nuqta Coins (1 Coin = 1 AED).

How do I earn cashback?

Search for deals → Shop at partner merchants → Upload your receipt → Coins credited in minutes. Works with any payment method.

Is Nuqta free?

Yes! The basic app is 100% free. Nuqta+ (AED 99/month) offers enhanced rates up to 25% and exclusive partner access.

Where can I use Nuqta?

Currently available across UAE (Dubai, Abu Dhabi, Sharjah, and more) with 500+ partner merchants in cafes, salons, gyms, retail, and more.

How is Nuqta different from Entertainer?

Entertainer: AED 495/year, buy-1-get-1, one-time use, chains only. Nuqta: Free, 5-25% cashback, works on every visit, local merchants.

Do my coins expire?

No! Nuqta Coins remain valid as long as your account is active. Use them anytime at any partner merchant.

The Numbers Don't Lie

5-25%

Cashback on every purchase

vs 1-2% credit cards

6x

Monthly transactions

vs 2-3x for competitors

AED 15

Customer acquisition cost

vs AED 200+ traditional

500+

Local merchants

and growing daily

About the Company

Founded in 2024 in Dubai, UAE by Rejaul Karim. Nuqta is building the future of smart savings in the GCC with a team of 6 dedicated C-Suite executives.

Ready to Stop Missing Out?

Every purchase without Nuqta is money left on the table. Join thousands already saving 5-25% on every offline purchase.

Free to use. No credit card required. Start in 2 minutes.