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Sakin سكن
Pay Monthly. Live Easy.
UAE's first rent financing platform with property marketplace integrated with Nuqta rewards. Find your home. We pay your landlord upfront. You pay us monthly.
A Nuqta Group Company
900K
households
Target Market
6,000
tenants
Year 1 Users
68K
AED
Avg Move-in
2,500
AED/year
Net Profit/User
The Core Promise
Pay monthly rent and get 100 AED back every month
12%
Annual Fee
1,200
AED Back/Year
What Sakin Controls
Rent deposit BNPL product
Rent-to-own program design
Tenant credit assessment
Lease financing engine
Monthly installment management
Landlord payout scheduling
Default & collection management
Housing portfolio analytics
Does NOT Own
Property listings \u2192 Managed by Aqar
Payment processing \u2192 Managed by NuqtaPay
Insurance \u2192 Managed by Daman
Compliance \u2192 Managed by Amana / CBUAE
User identity / KYC \u2192 Managed by Rabtul Core
Government registrations \u2192 Managed by Khedma
Property maintenance \u2192 Managed by HandyZy / Wasil
Home cleaning services \u2192 Managed by CleanEZ
Executive Summary
Sakin is a housing fintech platform that helps users find a home, shows full move-in cost, and offers monthly payment plans. We handle broker fees, deposits, registration - everything. Users pay one simple monthly payment instead of 68,000 AED upfront. As a Nuqta+ partner, members receive 100 AED back every month in coins.
"No broker hassle. No big cheques. One simple monthly payment."
Full Move-in Cost Example
Traditional Way
Annual Rent60,000 AED
Security Deposit3,000 AED
Broker Fee3,000 AED
Registration2,000 AED
Total Upfront68,000 AED
With Sakin
Monthly Payment~6,300 AED
Total (12 months)~75,600 AED
Financing Cost (12%)~8,160 AED
Nuqta+ Coins Back-1,200 AED
Effective Cost~7% APR
How It Works
Step 1
Apply
Upload tenancy contract
Step 2
Verify
Salary & identity check
Step 3
Approve
Get instant approval
Step 4
We Pay
Landlord gets full rent
Step 5
You Pay
Monthly + earn rewards
Corporate Structure
Parent CompanyNuqta Group
Entity NameSakin Fintech LLC
Ownership100% owned by Nuqta Group
License TypeNBFC / Consumer Lending
RegulatorCentral Bank of UAE (CBUAE)
IntegrationNuqta+ Partner
UAE Market Opportunity
2M+
Rent-paying households
900K
Addressable market
60K
Avg annual rent (AED)
54B
Total market (AED)
Ready to Transform Rent Payments?
Sakin is positioned to become the leading rent financing platform in the UAE, powered by the Nuqta ecosystem.