Governance

Rules & Policies

Trust Through
Strong Governance

World-class corporate governance, Shariah compliance, and risk management frameworks ensuring trust and transparency at every level.

5

Board Committees

16+

Key Policies

5+

Regulators

100%

Shariah Certified

Governance Framework

A robust four-tier governance structure ensuring accountability, transparency, and compliance at every level.

1

Board of Directors

Ultimate oversight and strategic direction

Approve major strategic decisions
Oversee CEO and executive performance
Ensure regulatory compliance
Protect shareholder interests
2

Board Committees

Specialized oversight functions

Audit Committee: Financial integrity
Risk Committee: Risk management oversight
Compensation Committee: Executive pay
Shariah Committee: Islamic compliance
3

Executive Management

Day-to-day operations and execution

Implement board-approved strategy
Manage subsidiaries and products
Ensure operational excellence
Report to board regularly
4

Subsidiary Governance

Product-level management

P&L ownership and accountability
Product-specific compliance
Operational management
Report to Group COO/CFO

Governance Principles

Transparency

Clear and timely disclosure

Accountability

Clear ownership at every level

Independence

Objective oversight and review

Integrity

Ethical conduct in all dealings