All Playbooks
Engine B • Low Margin

Pharmacy & Health Sales Playbook

Complete guide to signing pharmacy merchants

High Frequency • Essential Purchases

AED 120

Avg Transaction

2-4x/month

Frequency

5-8%

Commission

5%

Nuqta LOIs

1Industry Overview

$4B

UAE Pharmacy Market

3,000+

Pharmacies in UAE

500+

Health Stores

15-25%

Avg Margin

🇦🇪 GCC-Specific Pain Points

  • Aster/Life/BinSina chains dominate - 70% market share
  • Regulated margins on prescriptions - government controls profit
  • 3,000+ pharmacies in UAE - one on every corner
  • Online pharmacy apps delivering meds same-day
  • Insurance patients = hassle - low margins, paperwork
  • Zero differentiation - same products, same prices
  • Loyalty = convenience only - customers pick nearest
  • Wellness/supplements are margin but need push to sell
  • Expat health patterns - different needs by nationality
  • Chronic medication loyalty - once set, hard to switch

✨ How Nuqta Solves Each Pain Point

  • Aster/Life chains dominate?Coins differentiate YOUR pharmacy - rewards chains can't match locally
  • Regulated prescription margins?Only 5-8% commission - sustainable for government-controlled margins
  • 3,000+ pharmacies competing?Stand out with rewards - be the pharmacy where customers earn coins
  • Online pharmacy apps?In-person service + rewards - pharmacist advice online can't offer
  • Insurance = hassle?Attract cash customers - 500K+ users preferring direct purchase
  • Zero differentiation?Coins ARE the differentiator - same products, different rewards
  • Pick nearest only?Refill reminders + coins - they travel to YOUR pharmacy for rewards
  • Wellness/supplements need push?Bonus coins on 30%+ margin products - incentivize high-margin sales
  • Expat health patterns?Customer data insights - track needs by nationality, personalize
  • Chronic med hard to switch?Lock them in early - diabetic, BP patients stay loyal once earning coins

For pharmacies, Nuqta drives loyalty through reminders and rewards on high-margin wellness products.

Dedicated Account Manager

Basic+

Personal manager for campaign planning, wellness promotions, and health awareness days.

POS Integration

All Tiers

Seamless integration with your pharmacy system for automatic transaction logging.

Refill Reminders

Basic+

Automated reminders for prescription refills, keeping customers coming back to YOUR pharmacy.

Wellness Campaigns

Golden+

Health awareness campaigns (Diabetes Day, Heart Health, etc.) with bonus coin promotions.

Vitamin/Supplement Push

Basic+

Targeted promotions for high-margin wellness products, vitamins, and supplements.

Seasonal Health Campaigns

Basic+

Flu season, allergy season, Ramadan health - timely promotions for relevant products.

In-Store Materials

All Tiers

Counter cards, shelf talkers, and prescription bag inserts for Nuqta promotion.

Brand Partnerships

Golden+

Access to pharma brand-funded promotions from vitamins, skincare, and wellness brands.

💊 Sales Tip: Focus on Wellness, Not Just Prescriptions

"Prescription drugs have regulated margins. But vitamins, skincare, and wellness products are 30-50% margin. Nuqta drives customers to buy these high-margin items by rewarding overall spending."

📊 How We Invest Your Package Fee

70%Content & Creative
  • • Professional pharmacy photography
  • • Health tips & wellness videos
  • • Social media content
  • • UGC creation
  • • Health influencer deals
  • • Graphics & design
30%Paid Advertising
  • • Meta/Instagram ads
  • • Google Ads
  • • TikTok promotions
  • • Retargeting campaigns
  • • Performance marketing
  • • In-app promotions
🎁
BONUS: 100% In-App Ad Credit

Whatever you spend on your package, you get the same amount as in-app advertising credit to promote your pharmacy to Nuqta users!

Example: Pay AED 5,000/month package → Get AED 5,000 in-app ad credit to boost your visibility to thousands of Nuqta app users

2The Pitch

"Hi [Name], quick question - when a customer fills their prescription here, do they come back for their refill? Or do they go wherever is convenient?

Most pharmacies lose customers to whoever is closest at the moment. But think about it - a customer with chronic medication needs refills every month for YEARS. That's thousands of dirhams in lifetime value.

We've built something to capture that. When they buy from you, they earn 5% back in Nuqta coins. When their refill is due, WE remind them - and they come to YOUR pharmacy because that's where they have coins.

Plus, those coins get spent on vitamins, skincare, wellness products - your 30%+ margin items.

You pay 5-8% on Nuqta sales. Want to see how much extra revenue you could capture?"

3Objection Handling

1

"Our margins are regulated on prescriptions"

That's exactly why Nuqta focuses on wellness products - vitamins, skincare, supplements. These are 30-50% margin. We drive customers to buy MORE of those.

2

"Customers just go to the nearest pharmacy"

True - without a reason to choose. Nuqta gives them a reason. They have coins at YOUR pharmacy. When they need a refill, they come to YOU, not whoever is closest.

3

"We already have a chain loyalty program"

Your loyalty only works at your locations. Nuqta works across 500+ stores. Customers earn everywhere but can spend those coins at YOUR pharmacy. More reasons to visit.

4

"5-8% is too much for pharmacy margins"

Compare to Careem Pharmacy taking 15-20%. And we bring customers TO your store, not deliver away from it. Plus, we drive high-margin wellness sales, not just prescriptions.

5

"Our customers are loyal to their doctor, not pharmacy"

True for prescriptions. But who do they buy vitamins from? Skincare? Baby products? These are decision-based purchases - and Nuqta makes YOUR pharmacy the smart choice.

6

"We're a small neighborhood pharmacy"

That's your advantage! You know your customers by name. Nuqta adds modern loyalty tools to that personal relationship. Big chains can't match that combination.

7

"Insurance covers most purchases"

Insurance covers prescriptions. But co-pays, OTC products, wellness items - that's out of pocket. Nuqta rewards those purchases, which are often 40-50% of sales.

8

"We don't have many walk-in customers"

Nuqta helps with discovery. 500K users looking for pharmacies to earn at. Plus, your existing customers will visit more often with refill reminders.

9

"Pharmacy regulations are strict"

Nuqta is fully compliant. We don't discount prescriptions - we reward overall spending. This is a loyalty program, not a prescription discount scheme.

10

"Let me check with the owner/chain"

Let's set up a pilot at this location. Show them real data - more visits, higher wellness sales, better retention. Numbers speak louder than proposals.

4Closing the Deal

The Chronic Patient Close

"One diabetes patient visits 12x a year. That's AED 1,440/year minimum. Nuqta makes sure they come to YOU every time. How many chronic patients do you have?"

The Flu Season Close

"Flu season starts in [X weeks]. Get set up now, run vaccine + immunity promotions, and capture customers who'll need refills all winter."

Never Leave Without:

  • ✓ Signed LOI or contract
  • ✓ Prescription vs OTC split percentage
  • ✓ Current loyalty program details
  • ✓ WhatsApp of owner/manager

5Quick Reference

$4B

UAE Pharmacy Market

AED 120

Avg Transaction

5-8%

Commission

30-50%

Wellness Margin

2-4x/mo

Refill Frequency

500K+

Nuqta Users

Marketing Campaigns

Merchant Acquisition

How to onboard pharmacy merchants

Battle-tested campaigns to sign pharmacies. Recurring prescription focus with health & wellness rewards.

Neighborhood Conquest: Area pharmacy focus
Merchant Referral: Pharmacist networks
Success Academy: Loyalty training
View Merchant Campaigns

User Acquisition

How to bring customers to pharmacies

Viral campaigns for health-conscious users. Prescription reminders, wellness rewards, and family health.

Streak Masters: Monthly prescription streaks
Neighborhood Champions: Local pharmacy
Golden Chain: Family health referrals
View User Campaigns

5

Merchant Campaigns

6

User Campaigns

4x/mo

Visit Frequency

5-8%

Commission

Ready for the Meeting?

Access the pitch deck and other materials

merchants@nuqtapp.com
+971 50 376 4345

Pharmacy & Health Playbook v1.0 • Last Updated: February 2026