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Merchant Operating System

BizOne — Merchant Operating System

for 500+ Businesses

Everything merchants need to thrive in the Nuqta ecosystem. Unified dashboard, 13 POS variants, inventory management, CRM, analytics, and advertising platform. All integrated, all designed for GCC businesses.

222
Total Screens
164
Merchant Pages
14
Major Sections
4
Merchant Tiers
13
POS Variants
5,000
Target Merchants Y1
35%
Avg. Revenue Increase
After joining Nuqta ecosystem
500+
New Customer Acquisition
Monthly new customers via ecosystem
68%
Repeat Purchase Rate
Nuqta coin holders return rate
45%
Basket Size Increase
When Qist BNPL is enabled

What BizOne Controls

Point-of-sale (POS) system
CRM & customer management
Inventory management (retail)
Merchant onboarding & dashboard
Business analytics & reporting
E-commerce storefront builder
Multi-branch management
Merchant app marketplace

Does NOT Own

Payment processing \u2192 Managed by NuqtaPay
Delivery \u2192 Managed by Wasil
Advertising \u2192 Managed by Adzy
Compliance \u2192 Managed by Amana
Government licensing \u2192 Managed by Khedma
HR & hiring \u2192 Managed by Tawzeef
Training \u2192 Managed by Tadreeb
Insurance \u2192 Managed by Daman

What is BizOne?

BizOne is the merchant operating system powering the Nuqta ecosystem. It provides every tool a business needs: point-of-sale, inventory management, customer CRM, staff management, analytics, and advertising -- all connected to the Nuqta consumer super-app, Qist BNPL, Wasil delivery, and Hawil settlement network.

4
Suite Products
BizOne, NextaBizz, Inventora, Adzy
13
POS Variants
From SimplePOS to EventPOS
4
Merchant Tiers
Free, Basic, Golden, Diamond
6
GCC Markets
UAE first, then 5 more

Why Merchants Choose BizOne

Zero Setup Fee

Get started with no upfront costs - pay only when you earn

Instant Settlements

Get paid within 24 hours, not weeks like traditional processors

Ecosystem Traffic

Access 500K+ Nuqta users actively looking for merchants

Lower Fees

Competitive rates starting at 1.5% - lower than traditional payment processors

Qist Integration

Offer BNPL to customers, get paid upfront, increase basket size

Customer Loyalty

Customers earn Nuqta coins - they keep coming back

Ecosystem Integration at a Glance

Nuqta نقطة

500K+ consumer base driving organic traffic to your store

Qist قسط

45% increase in basket size, 30% more conversions

Wasil وصل

Delivery in 30 min, no need for own fleet

Hawil حويل

Fastest settlement in GCC, full financial visibility

Ready to Grow Your Business?

Join 500+ merchants already thriving in the Nuqta ecosystem. Get started today with zero setup fees.

BizOne Merchant OS — Full Technical Specification

219 screens, 21 modules — complete API specs, data models, and user flows for PMs and developers.

View Full Spec