Nuqta
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RTMN Finance

FINTECH

مالية • Payments, Credit & Insurance

The financial backbone of RTMN ecosystem. Payments, BNPL, remittance, merchant credit, and insurance products. 51% RTMN / 49% NBFC/Bank Partner for regulatory compliance.

51%
RTMN Share
6
Products
3
Built
4
Insurance
⭐⭐⭐⭐⭐
Revenue Potential

Controls

  • Merchant credit
  • BNPL products
  • Settlements (money movement)
  • Insurance products
  • Payment processing
  • Remittance services

Licensing & Compliance

  • UAE CBUAE Licensein_progress
  • SAMA Registration (KSA)planned
  • QCB Registration (Qatar)planned
  • PCI-DSS Complianceactive
  • AML/KYC Frameworkactive
  • Data Protectionactive

Does NOT Own

  • User identityRabtul manages SSO
  • Wallet logicRabtul owns wallet ledger
  • User discoveryNuqta Corp drives users
  • Merchant dataBizOne is source of truth

6 Finance Products

Features

  • Multi-payment support
  • Apple Pay / Google Pay
  • Card tokenization
  • Recurring payments
  • Split payments
  • Refund management

Metrics

$100M+ processed99.99% uptime<2s checkout

Insurance Products (Planned)

Travel Insurance

For Airzy bookings

planned

Device Protection

For electronics purchases

planned

Delivery Insurance

For high-value orders

planned

Merchant Insurance

For BizOne businesses

planned

Data Flow

Consumes From

  • Risk data ← Rabtul
  • Sales data ← BizOne
  • User behavior ← Nuqta
  • Rules ← HQ

Produces

  • Settlements
  • Credit decisions
  • Payment confirmations
  • Risk scores
RTMN Group BizOne Rabtul