RTMN Ecosystem
Daman ضمان
Insurance, Simplified.
The GCC insurance marketplace. Compare, buy, and manage 8 types of insurance from 40+ providers — including Takaful.
An RTMN Finance Product
8
categories
Insurance Types
40+
providers
Insurance Partners
6
countries
GCC Markets
<24h
digital
Claims Processing
The Core Promise
Best price, guaranteed. Claims in <24 hours.
40+
Providers
8
Types
What Daman Controls
Insurance product marketplace
Policy management & issuance
Claims submission & processing
Insurance comparison engine
Digital insurance cards
Renewal automation & alerts
Group/corporate insurance
Insurance analytics dashboard
Does NOT Own
Payment processing \u2192 Managed by NuqtaPay
Health provider network \u2192 Managed by Tabib
HR employee data \u2192 Managed by Tawzeef
Compliance monitoring \u2192 Managed by Amana
Government insurance filings \u2192 Managed by Khedma
Customer identity / KYC \u2192 Managed by Rabtul Core
Vehicle insurance claims data \u2192 Managed by Rakab
Property insurance data \u2192 Managed by Aqar
Executive Summary
Daman (ضمان — "guarantee/protection") is the GCC's first full-spectrum insurance marketplace covering 8 insurance categories with 40+ provider partners. From mandatory health and motor insurance to innovative micro-insurance for gig workers and Takaful products. Built to serve RTMN's 10 companies and available as a public marketplace for every GCC resident and business.
Corporate Structure
Parent CompanyRTMN Finance
Entity NameDaman Insurance Marketplace
Ownership100% owned by RTMN Finance (RTMN Group)
Product TypeInsurTech — Insurance Aggregator & Marketplace
RegulationIA (UAE), SAMA (KSA) — broker/aggregator license
IntegrationRabtul Core + Tawzeef + NuqtaPay
How Daman Works
Step 1
Compare
Tell us what you need — get quotes from 40+ providers instantly
Step 2
Choose
Compare coverage, price, network — AI recommends the best fit
Step 3
Buy
Pay via NuqtaPay. Split with Qist BNPL. Policy issued instantly.
Step 4
Claim
Digital claims in <24 hours. Photo upload. Cashless where possible.
Insurance, Simplified.
8 types. 40+ providers. Takaful included. One platform.