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Nuqta Business Playbook

Complete execution guide for merchant acquisition, user growth, partnerships, and revenue optimization.

1,500

H1 Merchant Target

Live merchants

50K

H1 User Target

MAU (aggressive)

5-20%

Commission Model

Based on margin

March 1

Launch Date

2026

Execution Priorities (H1)

Must Do (Critical Path)

  • App launch (March 1, 2026)
  • Payment gateway integration (Razorpay)
  • 50 merchant soft launch (pre-Feb)
  • College MoU (3-5 universities)
  • First event activation (Global Village)

Should Do (Growth Accelerators)

  • BNPL integration (Tabby/Tamara)
  • Influencer campaign launch
  • Fleet market pilot (1-2 locations)
  • Corporate MoU (1-2 companies)
  • Referral system live

Category Priority Tiers

Tier 1

High-Frequency (CORE)

  • F&B (Cafes, QSR, Restaurants)
  • Grocery & Essentials
  • Salons & Grooming
  • Fitness & Wellness

Creates the "check Nuqta before you pay" habit

Tier 2

High-Value (GMV)

  • Fashion & Accessories
  • Electronics & Gadgets
  • Health & Medical
  • Home Services

Less frequent, higher ticket sizes

Tier 3

Experience (Events)

  • Events & Experiences
  • Entertainment
  • Travel (Local)
  • Concerts & Festivals

Perfect for event-based acquisition

Tier 4

Long-Tail (Expansion)

  • Education & Learning
  • Automobile
  • Kids & Family
  • Pet Care

Added after PMF, not Day 1

Merchant Onboarding

  • • Door-to-door sales team
  • • Event merchant recruitment
  • • Agency partnerships
  • • Competitor merchant targeting
  • • Niche-specific marketing

User Acquisition

  • • College campus programs
  • • Corporate employee programs
  • • Event activations
  • • Influencer marketing
  • • Referral system

Revenue Streams

  • • Merchant commission (5-20%)
  • • Marketing packages (AED 5-30K)
  • • Event partnerships
  • • Advertisement portal
  • • Co-partner brand equity