Nuqta Corporation
Nuqta Rewards & Loyalty
Membership, rewards, BNPL, and gamification - the core consumer-facing products that power the RTMN ecosystem. One wallet. One membership. Infinite rewards.
3
Core Products
500+
Merchant Partners
50K
Target Members
175M
AED Revenue Target
The Vision
Nuqta is building the super app for UAE's diverse population - a single platform where residents earn rewards, tourists get the best rates, corporates manage employee benefits, and merchants grow their business.
One Wallet
Nuqta coins work across all products and 500+ merchants
One Membership
Nuqta+ unlocks benefits across every product
One Identity
Verify once, use everywhere (Hawil Card, Qist, Sakin)
The Ecosystem Flywheel
Step 1
Acquire
Tourists via Hawil Card, Corporates via B2B, Residents via merchants
Step 2
Activate
First transaction earns coins, unlocks ecosystem
Step 3
Engage
Use Qist, Sakin, Wasil, Hawil - earn more coins
Step 4
Retain
Nuqta+ membership creates stickiness
Step 5
Refer
Gamification rewards referrals, grows network
Part of RTMN Digital Group
Nuqta Corporation is one of 10 sister companies under RTMN Digital Holding. Explore the complete 50+ app ecosystem across fintech, commerce, travel, and more.
Explore RTMN Group Dashboard10
Companies
50+
Apps
6
GCC Countries
2B+
AED Target
5M+
Users Goal